Guides
Step-by-step explanations with worked examples, written to go with our free tools. Each guide links to the tool that does the calculation for you.
Islamic
IslamicHow to Calculate Zakat: Step-by-Step with ExamplesA simple step-by-step method to calculate Zakat on cash, gold, silver, savings and business stock, with worked examples and the Nisab explained.7 min readIslamicZakat on Gold and Jewellery: Nisab in Tola and GramsGold and silver Nisab in tola and grams, how to value your gold, whether worn jewellery is zakatable and a worked example for 10 tola of gold.6 min readIslamicIslamic Months in Order: Names, Numbers and MeaningsThe 12 Hijri months in order with their numbers, Arabic names, meanings and the important days in each, plus why Islamic dates move every year.6 min readIslamicSehri and Iftar Times Explained: How Timetables WorkWhen Sehri ends and Iftar begins, why timetables differ by a few minutes, expected Ramadan 2027 dates, and the duas for Sehri and Iftar.6 min readIslamicPrayer Time Calculation Methods: Which One to UseFajr and Isha angles for Karachi, Umm al-Qura, MWL, ISNA and other methods, Hanafi vs Shafi Asr, and which method fits your country.6 min read
Money & tax
Money & taxSalary Tax Slabs 2026-27 in Pakistan, ExplainedThe new FBR salary tax slabs for 2026-27 from the Finance Act 2026, how to calculate your tax step by step, and monthly tax on common salaries.7 min readMoney & taxHow to File an Income Tax Return in Pakistan (Salaried)Step-by-step guide for salaried people to register on IRIS, file the return and wealth statement, become a filer, and what overseas Pakistanis need.8 min readMoney & taxHow Loan EMI Is Calculated: Flat vs Reducing RateThe EMI formula in plain words, why a flat rate costs more than it looks, a worked car-loan example and tips to pay less interest on any loan.6 min read
Business
BusinessHow to Make an Invoice: What to IncludeEverything a proper invoice needs, from invoice numbers to tax and payment terms, common mistakes that delay payment, and a free invoice maker.6 min readBusinessQuotation, Proforma, Invoice, Challan and ReceiptThe difference between a quotation, proforma invoice, invoice, delivery challan and receipt, when to use each, and how they fit into one sale.5 min read